If you have suffered an injury as a result of an accident, you may be wondering if hiring a Miami personal injury lawyer is necessary. The short answer is no. You can file a claim with your insurance company and come away with a settlement for your injuries if you are fortunate. Unfortunately, most injury victims who choose to go it alone come up short when it comes to a fair compensation.

The More They Pay in Claims, the Less Their Profit Margin

It is unfortunate but insurance companies are profitable businesses. Although you pay your monthly premiums in good faith and may never have even had a claim, the insurance company is in the business of showing the largest possible profit to their shareholders. So what does this mean to you?

What it means is that insurance companies withhold as much as possible when it comes time to settle an injury claim. In many cases, they will want to settle before you even know the extent of your medical treatment or your long-term prognosis. Insurance companies hope that you will accept a quick small settlement.

Even worse, insurance companies have been known to stall, deny, downgrade injuries, or find anything possible in order to not pay any settlement at all. It is well known that adjusters who work for some insurance companies are even awarded perks and bonuses by denying or downgrading claims.

We See This Frequently

As experienced Miami accident lawyers, we see frequently how injury victims come away from the claims process with not enough to pay their medical bills or offset their lost wages. If the injury is severe, these victims will have lifelong ramifications in the way of medical bills and living costs, not to mention, in some cases, the inability to return to work. These are benefits you are entitled to legally. But many injury victims are not aware of their rights and accept a settlement that is neither fair nor adequate.

When Should You Hire a Miami Personal Injury Attorney?

It is always advisable to have legal advice before you settle any claim with insurance. But there are instances where it is even more important to have an attorney on your side.

You Have Been Injured

Your compensation will be based on the severity of your injuries. That is why it is so crucial to understand the importance of getting the best medical treatment and advice you can find. But it is also important to note that these may quickly cause you to reach your policy limits, especially if you have suffered long-term or disabling injuries. These limits may only cover a fraction of what you really deserve. This is when it may be necessary to file a claim against the at-fault party’s insurance. You will need the skill and expertise of a Miami accident attorney to maneuver this.

There Are Multiple Parties Involved

In the case where multiple parties were involved in the accident, the claims process can be complex, particularly when determining liability and fault. If you are partially at fault, you may face having a settlement reduced due to your proportional fault.

At Lolo Legal LLC, we have access to accident recreation professionals who can dissect an accident scene to see who was at fault. We also make use of any evidence available, police reports, and witnesses in order to understand exactly how the accident occurted. We will represent your rights to compensation for your injuries at every turn.

Your Insurance Refuses to Settle

It is unfortunate that insurance companies will make every effort to downplay injuries in order to pay less in claims and often outright deny a claim. In many instances, insurance companies have been caught in engaging in bad faith tactics in order not to pay claims.

As professional Miami accident lawyers, we have insurance experience and understand just how insurance companies deny and downplay claims, leaving the victim to be further victimized. We never back down when it comes to fighting for our clients’ rights to a fair compensation and will take the case to court, as necessary.

An Important Decision

Hiring an injury lawyer in Miami may be one of the most important decisions you make after an accident. You will want to make sure that the lawyer you hire will represent you to the very best of their ability. It should be someone you are comfortable with and feel you can trust.

At Lolo Legal LLC, we believe the client is the most important person in the relationship and their rights are of the utmost importance. Contact us for a no-cost consultation in order to understand your legal rights after an accident and how a lawyer can help when you need it most.